Privacy Policy

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
• Business, for the purpose of CCPA/CPRA, refers to the Company as the legal entity that collects Consumers' personal information and determines the purposes and means of processing, or on behalf of which such information is collected, and that does business in the State of California.
• CCPA and/or CPRA refers to the California Consumer Privacy Act as amended by the California Privacy Rights Act of 2020.
• Company (referred to as "the Company", "We", "Us" or "Our" in this Agreement) refers to iProsper by 100X Labs, Inc., 9450 Southwest Gemini Drive, Beaverton, OR 97008 US. For GDPR purposes, the Company is the Data Controller.
• Consumer, for the purpose of CCPA/CPRA, means a natural person who is a California resident, as defined by law.
• Cookies are small files placed on Your device by a website, containing details of Your browsing history.
• Country refers to Oregon, United States.
• Data Controller refers to the Company as the legal person determining the purposes and means of processing Personal Data, under GDPR.
• Device means any device that can access the Service such as a computer, cellphone, or tablet.
• Do Not Track (DNT) is a concept promoted by the U.S. Federal Trade Commission for allowing users to control tracking of online activities.
• GDPR refers to the EU General Data Protection Regulation.
• Personal Data is any information relating to an identified or identifiable individual.
• Service refers to the Website.
• Service Provider means any person processing data on behalf of the Company, including third-party companies facilitating or providing Service.
• Third-party Social Media Service refers to any social network website through which a User can log in to use the Service.
• Usage Data refers to data collected automatically, either generated by use of the Service or from Service infrastructure.
• Website refers to iProsper, accessible from https://iprosper.io
• You means the individual accessing or using the Service, or the legal entity on behalf of which such individual is accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide certain personally identifiable information, including:

• Email address
• First and last name
• Phone number
• Address, State, Province, ZIP/Postal code, City
• Usage Data

Usage Data

Usage Data is collected automatically when using the Service, including information such as Your Device's IP address, browser type and version, pages of our Service visited, time and date of Your visit, time spent on pages, unique device identifiers, and other diagnostic data.

When accessing the Service by mobile device, We may collect certain information including type of mobile device, unique ID, IP address, mobile operating system, and mobile browser type.

Information from Third-Party Social Media Services

The Company allows You to create an account and log in to use the Service through Third-party Social Media Services such as Google, Facebook, Instagram, Twitter, and LinkedIn. If You register through a Social Media Service, We may collect Personal Data already associated with that account, including Your name, email address, activities, or contact list.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track activity on Our Service. Cookies can be "Persistent" or "Session" Cookies, used for purposes such as:

• Necessary Cookies: Essential for providing the Website and its features.
• Cookies Policy/Notice Acceptance Cookies: To identify if users have accepted cookies.
• Functionality Cookies: To remember choices You make.
• Tracking and Performance Cookies: Used to track information about traffic to the Website and how users use the Website.

Use of Your Personal Data

The Company may use Personal Data for purposes including:

• Providing and maintaining the Service
• Managing Your account
• Contacting You
• Managing Your requests
• For business transfers
• For other purposes such as data analysis, identifying usage trends, and improving our Service

We may also share Your personal information with Service Providers, affiliates, business partners, and in certain business transactions.

Retention of Your Personal Data

The Company will retain Your Personal Data only as long as necessary for purposes outlined in this Privacy Policy, or to comply with legal obligations.

Transfer of Your Personal Data

Your information may be transferred to, and maintained on, computers located outside of Your jurisdiction where data protection laws may differ. Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

Delete Your Personal Data

You have the right to delete or request deletion of Personal Data collected by Us. Please contact Us for assistance in deleting your data if necessary.

Disclosure of Your Personal Data

The Company may disclose Personal Data under certain circumstances such as:

• Business Transactions: If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred.
• Law enforcement: Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities.
• Other legal requirements: The Company may disclose Your Personal Data in the good faith belief that such action is necessary to comply with a legal obligation, protect and defend the rights or property of the Company, prevent or investigate possible wrongdoing in connection with the Service, protect the personal safety of Users of the Service or the public, or protect against legal liability.

Security of Your Personal Data

While We strive to use commercially acceptable means to protect Your Personal Data, we cannot guarantee its absolute security. The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure.

Analytics

We may use third-party Service providers to monitor and analyze use of our Service, including:

• Google Analytics: A web analytics service offered by Google that tracks and reports website traffic.
• Firebase: An analytics service provided by Google to help us better understand how users interact with our Service.

Payments

For payment processing, we use third-party services such as Stripe, which adhere to PCI-DSS standards. We do not store or collect Your payment card details. That information is provided directly to our third-party payment processors whose use of Your personal information is governed by their Privacy Policy.

GDPR Privacy

If You are from the European Economic Area (EEA), iProsper legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data We collect and the specific context in which We collect it.

We may process Your Personal Data because:

• You have given Us permission to do so
• The processing is in Our legitimate interests and it is not overridden by Your rights
• To comply with the law

Your Rights under GDPR:

• The right to access, update or delete the information We have on You
• The right of rectification
• The right to object
• The right of restriction
• The right to data portability
• The right to withdraw consent

CCPA/CPRA Privacy Notice

This privacy notice section for California residents supplements Our Privacy Policy and applies solely to all visitors, users, and others residing in California.

Categories of Personal Information Collected

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or Device. Categories include:

• Identifiers (name, email address, phone number, etc.)
• Internet or other similar network activity
• Commercial information
• Sensitive personal information

Use and Disclosure of Personal Information

We may use personal information for business and commercial purposes, including:

• Operating our Service
• Fulfilling requests
• Responding to law enforcement requests
• As described to You when collecting Your personal information

Your Rights under the CCPA/CPRA

The CCPA/CPRA provides California residents with specific rights regarding their personal information:

• Right to Know: You have the right to request that We disclose certain information to You about Our collection and use of Your personal information
• Right to Delete: You have the right to request that We delete any of Your personal information that We collected from You and retained
• Right to Correct: You have the right to request that We correct inaccurate personal information
• Right to Opt-Out: You have the right to opt-out of the sale of Your personal information

Exercising Your CCPA/CPRA Data Protection Rights

To exercise Your rights under the CCPA/CPRA, please contact Us at sales@iprosper.io

Children's Privacy

We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us by email: sales@iprosper.io